Thanks for stopping by to read How To Become Your Own Banker.
I am surprised why most of the giant mega-banks are situated in New York.
They should be in the gambling capital of the world, Las Vegas. Because that’s exactly what they are doing with your money.
Literally, it’s not even your money.
Every single penny you deposit at the bank turns into their money from a legal point of view. You are nothing more than an unsecured creditor of the bank.
You need to Become Your Own Banker
And now that they legally have what used to be your cash, the bank can deal it away on whatever insane investment fad best serves their interests.
Become Your Own Banker – Here's How
Imagine you were moving and expected to rent a storage facility for a couple of months to store your stuff.
You move everything into the storage unit once you rent a U-Haul.
The way banking works:
The minute you drive away, the storage company now claims your furniture and not you.
This is why you need to Become Your Own Banker.
And the storage company can do whatever they want with it as the brand-new owners of what used to be your furniture.
They can lease the furniture to another client, charging high fees to allow a complete stranger sit on your sofa and watch your TV.
(Generally, you will never see a penny of that money.)
Obviously, that complete stranger will not treat your furniture all that well. He may even ruin it. No more furniture.
Can you see why you need to Become Your Own Banker ?
Frequently, the facilities find a way in on the business together; one storage company will rent your furniture to one more company, which rents it to one more, and then another.
This would not happen if you Become Your Own Banker.
After a short period, no one really knows where your sofa is. However, it doesn't matter since the storage companies are all making hell lot of money, and few individuals ever really ask.
In the end, their standards drop so low that they quit performing credit checks as a whole when somebody wants to rent furniture from them.
This is terrible, and a perfect reason for you to Become Your Own Banker.
They will rent your dining room table to any individual who walks through the door, despite that person having a history of ruining other people's furniture.
After a short period, these deadbeat rental customers have ruined so much of other people’s furniture that there is very little remaining.
This Results in:
Most of the smaller storage companies are not able to stay in business.
However, all the big ones get together and go to the government, claiming that they were way too important, making it impossible to go bankrupt.
This studied how to Become Your Own Banker.
They claim to be bailed out and explain all the politicians that if their businesses failed, society would collapse.
The government gives attention, and the big storage companies get a massive taxpayer bailout.
The Federal Furniture Reserve even works on its manufacturing operation, making countless sofas, dining room sets, and love seats out of thin air. Also, they give everything for free to the big storage companies.
With top management rewarding themselves with record bonuses, the big storage companies are back in business.
They began to develop how to Become Your Own Banker.
Interesting thing, however, their bad behavior does not really change. They still lease out your furniture to other individuals and give zero transparency into those specific deals.
And instead of competing to give the best service for their customers, they gather to settle their prices and cheat the consumer even more.
Hardly a month goes by without a big scandal where some storage company was discovered engaging in extremely unethical behavior.
One day you decide that you are ready to move into your new house, so you go back to the storage facility and ask back your furniture.
Hopefully over this time you have been reading up on how Become Your Own Banker.
Rather, the storage facility treats you like a criminal suspect and gives you excuses as to why they can’t release “their” furniture.
Furthermore, as you walk out the door they file a report with the government saying that you have been acting suspiciously since you had the guts to ask back your own sofa.
Clearly no normal individual could ever trust his/her furniture to such an absurd and corrupt storage industry.
However, as ridiculous as it sounds, that is basically our banking system in a nutshell.
Don't you wish that you can Become Your Own Banker ?
And we trust our life's savings to that system which is something far more important than furniture.
Since it’s still a relatively free market, the storage industry would never become that rotten.
In case if the industry were screwing its customers, a group of entrepreneurs would start better, driving the bad apples out of business.
This can't really happen in the banking industry, as starting a bank is nearly impossible, since I have started two of them.
I have had success; however, it has been one of the most frustrating and time-consuming business ventures in my life.
And there won’t be any serious competition to the mega banks anytime soon as not enough people are doing this.
But there is a positive trend infusing: technology is starting to make banks out of date.
Outside the banking system
Any basic retail function of a bank like funds transfers, deposits, loans, foreign exchange, etc. can already be done cheaper, better and faster outside the banking system.
To Become Your Own Banker…
To change money, you can use social networks, mobile apps, keep funds in the blockchain and crowdfund a loan.
None of this needs a bank.
Thus, long-term, the banks are done, many people are going to Become Your Own Banker.
Although, at present it makes sense for any person who truly understands this trick to Become Your Own Banker, which you can do just by having some physical cash in a safe.
The lesser the number of middlemen between you and your money, the safer you are, and you can Become Your Own Banker.
What's more, given that interest rates are still hanging close to 5,000-year lows, it’s not like you are giving up any meaningful interest and you Become Your Own Banker.
So, in taking this very simple step there is practically no downside to Become Your Own Banker.
Do you have a Plan B?
If you live, invest, bank, work, own a business, and hold your advantages all in just one country, you are investing all of your eggs in one basket.
You are making a high-stakes bet that everything will be alright in that one country forever, this is why you need learn how to Become Your Own Banker.
All it would take is for the political system to go into turmoil, the economy to tank, or a natural disaster to hit, and you could lose everything your assets, your money, and possibly even your freedom.
Fortunately, there are a lot of logical, simple steps which you can take to save yourself from these obvious risks and Become Your Own Banker.
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