Paid 2 Save Review
Discount Card Program
Paid 2 Save launched in early 2012 and is owned by “Hart 2 Hart Marketing.” They appear to be based out of California in the US.
Management-wise, Paid 2 Save is run by co-founder and President, David Hart.
In his company bio, Paid 2 Save claims Hart:
“has 22 years of experience in the direct marketing industry and has successfully built downlines in the tens of thousands several times.”
Hart’s prior MLM endeavors include reaching the “Diamond Club” in Waiora (health and nutrition).
Read on for a full review.
Paid 2 Save Product Line
Paid 2 Save has absolutely no retailable products or services, with affiliates only able to market “discount card” membership to the company itself.
Paid 2 Save membership offers access to a variety of discounts, offered by third-party service providers.
Paid 2 Save calls this a “Discount Card Program” and offers 2 membership price points:
- Premium Membership for $29.95 a month or
- Ultimate Membership for $159.95 for the first month and then $29.95 a month thereafter
Paid 2 Save Compensation Plan
Paid 2 Save’s compensation plan pays its affiliates based on sales of their Discount Card Memberships.
There are 7 affiliate membership ranks in the Paid 2 Save compensation plan. Together with their qualification criteria, they are as follows:
- Affiliate – pay affiliate membership fee and generate 10 CPs
- Sapphire – 40 CPs
- Ruby – 70 CPs
- Pearl – 100 CPs
- Emerald – 130 CPs
- Diamond – 190 CPs
- Double Diamond – 280 CP
A “CP” is a Customer Point and is produced with the sale of a Paid 2 Save “Ultimate Membership”.
Paid 2 Save’s compensation plan does not openly mention whether or not the sale of Premium Memberships produces CPs.
Discount Card Membership Commissions
Paid 2 Save pays out recruitment commissions on both discount card membership fee choices.
With Premium Membership, the 1st and 2nd sales produce a credit towards an affiliates own membership ($14.95 and $15.00 respectively).
From the 3rd Premium Membership sale and beyond, a $20.00 bonus is paid on the 1st month’s membership fees paid.
The 2nd month afterward, $12.00 is paid as a commission on an affiliate’s membership fees.
Ultimate Membership pays a recruitment bonus on the 1st month’s membership fees, reliant on an affiliates membership level:
- Affiliate – $30
- Sapphire – $35
- Ruby – $40
- Pearl – $45 on direct recruits, $5 on level 2 recruits
- Emerald – $50 on direct recruits, $5 on level 2 recruits
- Diamond – $55
- Double Diamond – $60
While not specifically mentioned in Pay 2 Save’s compensation, material, I believe the 2nd month and beyond of Ultimate membership produces the same $12.00 a month commission as Premium Membership.
Discount Card Membership Matrix Commissions
In addition to the discount card membership commissions above, Paid 2 Save affiliates can earn discount card membership commissions through a 3×9 matrix.
The 3×9 matrix puts an affiliate at the top of the matrix with 3 legs branching out underneath them, level 1.
Then, these 3 legs branch out into another three legs, level 2, and then again, level 3, and so on and so forth down 9 levels.
Each of these legs is a spot that is filled by the purchaser of a discount card membership, either through direct sale or the sales efforts of an affiliate’s up and downline.
How much of a commission an affiliate is paid per discount card membership holder in their matrix depends on what level that holder falls on:
- Level 1 – 25c
- Level 2 – $3.25
- Levels 3 to 5 – 50c
- Level 6 – $1
- Levels 7 and 8 – $1.50
- Level 9 – $3
To qualify for matrix commissions, a Paid 2 Save affiliate must sell at least 10 discount card memberships.
A binary compensation construction puts an affiliate at the top of the structure with 2 legs directly underneath them.
Then, these two legs branch into 2 more legs each and so on and so forth down a hypothetical countless number of levels.
Each of these positions can be filled with a newly recruited Ultimate Membership discount card membership holder, either through direct sales or the sales efforts of an affiliate’s up and downlines.
Paid 2 Save pays out a pairing commission using a ratio of 3:3. For every 3 new Ultimate Membership discount card membership holders matched up on both sides of the binary, a $45.00 commission is paid.
Note: The total weekly commissions which are available to Paid 2 Save affiliates is determined by their affiliate membership rank:
- Sapphire – $540
- Ruby – $1080
- Pearl – $2025
- Emerald – $6030
- Diamond – $10,035
- Double Diamond – $20,025
To qualify for binary commissions, a Paid 2 Save affiliate must sell at least 10 discount card Ultimate Memberships.
Using an exclusive “Paid 2 Save” toolbar, an affiliate can earn a matching bonus on cashbacks paid to shoppers and affiliates who they distribute the toolbar to.
The Paid 2 Save toolbar delivers access to third-party products and services, with Paid 2 Save paying out a cashback and matching bonus on any items acquired through the toolbar.
If a Paid 2 Save affiliate has a downline of at least 243 Premier Membership affiliates in 3 separate recruitment legs each, they qualify for a $500.00 a month car bonus.
In addition, this bonus can be paid as $300 in cash.
If a Paid 2 Save affiliate has a downline of at least 729 Premier Membership affiliates in 3 distinct recruitment legs each, they qualify for a $2,000.00 a month Residential Bonus.
If a Paid 2 Save affiliate reaches the Double Diamond affiliate membership rank, they will then qualify for a one-time Lifestyle Bonus of $5,000.00.
Affiliate membership to join Paid 2 Save is a one-time fee of $39.95.
Listen…A major red flag with the Paid 2 Save MLM business opportunity is, no doubt, with the supposed product range the company offers.
Offering a discount or “discount card” as seen here is not a feasible product in MLM. Even more so when the discount applies to the services and products of third-party vendors.
It was learned that Paid 2 Save affiliates do not earn commission on the recruitment of new affiliates (provided they are not misled into trusting that a discount card membership is required. However, as far as demonstrating a palpable product or service goes, a discount card is a hard sell.
Nobody gets paid in Pay 2 Save unless customers (or affiliates, if they sign up to the discount card program) buy a non-affiliate discount card membership, so therefore the red flag is in how Paid 2 Save pay out their commissions.
Not surprisingly, they are basically creating commissions on the sale of access to discounts.
Moreover, if we were to look at the 2 discount membership options which are available, Premium ($29.95 a month) and Ultimate ($159.95 for the first month, $29.95 thereafter), it is difficult not to question the actual value of the Ultimate Membership, given that after the 1st month it costs the same as the Premium Membership.
And, even more difficult still when you consider you are trying to peg a value to access to discounts rather than actual discounts themselves.
If the increase in cost is only to cover enlarged commission payouts to affiliates through the compensation plan, then there is not really much added value being provided to the end-customer. On paper, it is access to more discounts but in real dollar terms, it is honestly a question mark.
In essence, I believe the legitimacy of Paid 2 Save rests on their product line and being a discount card that simply provides access to discounts, there is an apparent discrepancy to be made between tangible products and services and Paid 2 Save’s discount card.
Aaron and Shara What Do You Suggest?
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