Looking for a PolyNetwork Review? You’re in the right place. Today we are looking at PolyNetwork and we are going to share our full review. If you’re wondering whether it’s a scam or a legit company keep reading as we will reveal everything. Also we are not an affiliates for PolyNetwork Review so you can expect and honest review and not just another sales pitch like other reviews do!
PolyNetwork Review
PolyNetwork does not provide any information on their website about who owns or runs the business.
polynetwork.org, the PolyNetwork website domain was privately registered on October 2nd, 2017.
If an MLM company does not openly reveal who is running or owns it, think twice before joining and/or investing any money.
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Products of PolyNetwork
PolyNetwork does not offer any retailable products or services. The affiliates are only able to market PolyNetwork affiliate membership itself.
The Compensation Plan
The affiliates of PolyNetwork acquire AI points from the company’s anonymous owners.
AI points are sold to affiliates of PolyNetwork for $1 to $1.60.
AI points are then “lent” back to PolyNetwork once acquired, on the promise of an advertised 120 day ROI, capped at 45% monthly.
- invest $100 to $9999 to get a daily variable ROI
- invest $10,000 to $24,999 to get a daily variable ROI plus 0.083% bonus daily ROI
- invest $25,000 to $49,999 to get a daily variable ROI plus 0.108% bonus daily ROI
- invest $50,000 to $100,000 to get a daily variable ROI plus 0.133% bonus daily ROI
PolyNetwork maintain the daily variable ROI rate will “fluctuate from 0.5% to 2%”.
Referral Commissions
Referral commissions are given out on funds invested by recruited PolyNetwork affiliates, paid down 3 levels of recruitment (unilevel):
- level 1 (personally recruited affiliates) : 8%
- level 2 : 2%
- level 3 : 1%
Residual Commissions
PolyNetwork give out residual commissions via a binary compensation structure.
An affiliate is placed at the top of a binary team by a binary compensation structure, divided into 2 sides (left and right).
The 1st level of the binary team houses 2 positions. The 2nd level of the binary team is generated by dividing these first 2 positions into another 2 positions each (4 positions).
Following levels of the binary team are created as required, with each new level housing twice as many positions as the previous level.
Positions in the binary team are filled via direct and indirect recruitment of affiliates. Note there is no limit to how deep a binary team can grow.
PolyNetwork tally up new investment volume on both sides of the binary team at the end of each week.
An affiliate is paid a percentage of matched volume, based on how much they’ve convinced others to invest:
- less than $10,000 in downline investment volume = 3% residual commission rate
- $10,000 to $99,000 downline investment volume = 5% residual commission rate
- $100,000 or more downline investment volume = 8% residual commission rate
The unmatched volume on the stronger binary side is rolled over the following week.
Binary commissions are capped for each affiliate of Poly Network at $28,000 weekly.
Leadership Rewards
The affiliates are rewarded by PolyNetwork for convincing others to invest with one-time bonuses achieved at certain milestones.
- Platinum ($200,000 in total downline investment volume with at least $100,000 from 1 personally recruited affiliate’s downline) = $2000 bonus
- Sapphire ($500,000 in total downline investment volume and at least 1 personally recruited Platinum affiliate) = $5000 bonus
- Ruby ($1,000,000 in total downline investment volume and at least 2 personally recruited Sapphire affiliates) = $10,000 bonus
- Diamond ($5,000,000 in total downline investment volume and at least 1 personally recruited Ruby affiliate) = $50,000 bonus
- Ambassador ($10,000,000 in total downline investment volume and at least 2 personally recruited Diamond affiliates) = $100,000 bonus
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PolyNetwork Membership
The affiliate membership of PolyNetwork is free. However, free affiliates can only earn referral and residual commissions.
To fully participate in the PolyNetwork MLM opportunity needs a minimum $100 investment.
Summing Up
There’s a lot of fluff about AI on the PolyNetwork website.
Their website states the intent of Al is to create an alternative protocol for building decentralized applications, offering a different set of tradeoffs that they believe will come useful for a large class of decentralized applications.
Unluckily, none of it has anything to do with PolyNetwork that operates as just another ICO lending Ponzi scheme.
Tellingly, PolyNetwork declares lending scams a “hot trend” and compares itself to the First Coin & BitConnect ponzi schemes.
PolyNetwork offer affiliates who invest in AI points a ROI of up to 45% per month. The company also pays referral and residual commissions, both tied to the recruitment of new affiliates.
PolyNetwork is simply shuffling around newly invested funds to pay off existing investors with no external ROI revenue source.
This is Ponzi fraud and is unlawful all over the world. If you would like to learn about real trading, you can read the review that we did here.
Lending ICO Ponzis like PolyNetwork play out as follows:
Anonymous Admins offload valueless pre-generated points in exchange for real money. In this case it’s AI points.
The admins then make use of some of this money to pay promised ROIs for as long as new affiliates sign up.
Once affiliate recruitment slumps down, so does the ROI reserve.
When a predetermined threshold is attained, the anonymous admins of PolyNetwork pull a runner with what’s left.
Early investors of PolyNetwork make a bit of money, mostly through recruitment of new investors. But like all Ponzi scheme, the reality of lending scams is that most of the participants eventually lose money.
This can be readily observed via the recent collapse of BitConnect.
BCC points which were artificially valued at over $400 at one point have crashed down to around $10 following BitConnect’s collapse.
PolyNetwork guarantees its investors losses in the long-run by deploying the same fraudulent business model.
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